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Buying/Selling at Same Time?  Consider a Bridge Loan

Buying/Selling at Same Time? Consider a Bridge Loan

A bridge loan gives homeowners the freedom to close on another home even if they don’t yet have down payment funds from the sale of their current home. A bridge loan may help your buyer fund their next home before completing the sale of their current home....

Self-employed borrowers

Fannie/Freddie started requiring extensive recent financial info from self-employed workers due to COVID, but some may now find it easier to qualify for a loan. Fannie Mae and Freddie Mac finally eased the two biggest COVID-19 era loan obstacles of the past two years,...

Do I Really Need Title Insurance?

If you pay for a title search, why do you also need title insurance? And if I’ve never heard of anyone that had a title insurance issue, why do I have to buy it? There are too many issues that even the best title search cannot find, and compared to the cost of your...

Is Buying a Model Home a good decision?

Ah, the fabled model home—the first one built in a subdivision, the builder’s crowning jewel, the one packed from floorboards to rooftop with awesome features and too-cool-for-school extras. They’re an oh-so-seductive tool to tempt buyers into not only purchasing one...

How Do You Calculate a Home’s Square Footage?

No law mandates square-footage calculations, and while a national group offers guidelines, a home can be larger or smaller than the numbers listed by the county. While no laws govern a process for determining a home’s square footage, the American National Standards...